Financial Services Provided by The Palmer Group: At The Palmer Group, our associates strive to provide our clients with Clarity, Confidence and Capability in their financial future through our unbiased, comprehensive financial planning through Prudential Financial Planning Services (PFPS). Clarity is established through a discovery process which identifies their goals. Confidence is gained through the creation of a custom designed "financial road map" that helps clients weather the financial storms of life. Capability is fulfilled through implementation of their personalized "road map" to build a brighter future. There is no obligation to purchase any insurance or financial services product.Commonly Asked Questions About The Palmer Group Process?Do you charge a fee for the financial planning service?Yes. We charge a fee for our comprehensive financial planning service that is based on the complexity of the client's financial situation. More specifically, our fee is based on our estimate of the number of hours it will take to complete the financial plan. Our fees are a flat rate and are quoted after our second meeting.Can The Palmer Group help with the implementation of the plan?Yes. Once a client's plan has been delivered, s/he has the option of granting us permission to assist in the implementation process by way of specific product recommendations and sales. Our access to a vast variety of investment and insurance services allows us to be a single point of contact for most of our client's financial needs. We will be compensated with transactional fees when selling securities products as a registered representative of Pruco Securities, LLC or other insurance products.Can we utilize The Palmer Group's investment and insurance services without completing a comprehensive fee-based financial plan?Yes. We provide investment and insurance products and services to many clients who choose not to complete a comprehensive plan. A financial plan is not a prerequisite to have access to The Palmer Group's menu of investment and insurance services.